At Sutherland Financial Services, we provide high touch, personalized asset management and fee-planning services to individuals and business owners.

We have more than 17 years experience navigating the ever-changing South Carolina Retirement System (and Teacher and Employee Retention Program, TERI), and we will work with you to make sure your financial goals align with your vision for retirement. Visit our Event and Seminars page to find out more about our free seminars to learn more about enjoying the next phase of your life!

Not a SC teacher or state employee? Our clients include professionals from all industries, and we promise to give you the same great service we provide all of our clients.

Our website contains many helpful tools, like educational articles on tax planning, investing, cash and risk management, estates & trusts, retirement and more! Plus, you’ll find over 30 financial calculators, newsletters, e-seminars and video clips to keep you up-to-date on financial issues, strategies and trends.

We’d love to see you at our next free Seminar, or if you’d like to schedule a complimentary consultation, please contact us.

 

Sutherland Financial Services

Navigating your retirement together.

 

 
Calculators

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

More Calculators →

Newsletters

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

What Do Price/Earnings Ratios Really Have to Offer?

It's not hard to find the price/earnings ratios of publicly traded companies or even the market as a whole reported in the news. Unfortunately, it may be difficult to understand what the numbers mean without the ability to make meaningful comparisons.

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